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Features

Everything a credit society needs, from daily work to the audit

👥

Members

  • Member registration, application and approval
  • Share register and share certificates
  • Nominee, photo, signature and KYC documents
  • Joining receipt, resignation and suspension
💰

Savings & deposits

  • Savings, compulsory savings, fixed, recurring and daily deposits
  • Interest rates per scheme, by effective date
  • Interest calculation and bulk posting
  • Passbook and account statements
🏦

Loans

  • Set your own loan types, interest, penalty and charges
  • Application, guarantors, sanction letter and EMI schedule
  • Overdue interest and foreclosure calculation
  • Recovery list and one-click recovery notices
📒

Accounting

  • Receipt, payment and journal vouchers
  • Cash book, bank book and ledgers
  • Income-expense and cheque register
  • Bank reconciliation with the passbook
📊

Reports & audit

  • Trial balance, profit & loss and balance sheet
  • Audit checklist filled from the books
  • Audit statements with member-wise lists
  • Download as Excel and PDF
🌐

Website & portal

  • Society's own website: about, committee, schemes, notices
  • Member portal: accounts, loans, passbook, requests
  • Online membership application
  • Connect your own domain too
🔐

Security & control

  • Staff roles and rights (cashier, clerk, manager)
  • Maker-checker: entries post only after approval
  • Audit log of every change
  • Full data export and backup
🔔

Messages & alerts

  • Members are told about receipts, loans and KYC
  • WhatsApp messages (as per plan)
  • Notice board and announcements
  • Gujarati, Hindi and English

Some features come only with certain plans. See the pricing page for details. See plans →